@charset "UTF-8";
:root{--bg:#eff3f2;--ink:#183f40;--muted:#566e6c;--line:#d7e1dd;--green:#c9ed88;--white:#fff;--error:#ae3636;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);font-synthesis:none}
*{box-sizing:border-box}body{margin:0}button,input{font:inherit}button,a,input,label{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit}button:disabled{opacity:.5;cursor:not-allowed}button:focus-visible,a:focus-visible,input:focus-visible{outline:3px solid #247b80;outline-offset:4px}input[aria-invalid=true]{border-color:var(--error)!important}button{color:inherit}fieldset{border:0;min-inline-size:0;padding:0;margin:0}legend{font-size:17px;font-weight:700;padding:0;margin-bottom:18px;width:100%}.wrap{max-width:1220px;margin:auto;padding-left:30px;padding-right:30px}.topbar{display:flex;align-items:center;gap:32px;height:98px;border-bottom:1px solid var(--line)}.brand{text-decoration:none;font-size:32px;letter-spacing:-1.5px;font-weight:800;display:flex;align-items:center;gap:8px}.brand-icon{font-size:36px;color:#287477}.brand-dot{margin-left:-8px}.top-note{font-size:13px;color:var(--muted);border-left:1px solid var(--line);padding-left:26px}.demo-tag{margin-left:auto;font-size:12px;border:1px solid #cbd6d1;border-radius:40px;padding:9px 14px;white-space:nowrap}.intro{display:grid;grid-template-columns:1.1fr 1fr;align-items:center;gap:20px;padding:42px 0 35px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.8px;margin:0 0 16px;line-height:1.6}h1{font-size:clamp(42px,4.6vw,62px);line-height:1.02;letter-spacing:-2.5px;margin:0 0 20px;font-weight:700}.intro-copy{font-size:15px;line-height:1.65;color:var(--muted);margin:0}.intro-pills{display:flex;flex-wrap:wrap;gap:15px;margin-top:20px;font-size:11px;color:var(--muted)}.intro-pills span:before{content:'✓';margin-right:5px;color:#287477;font-weight:700}.illustration{position:relative;align-self:end;text-align:center}.illustration img{width:100%;height:auto;display:block;max-width:470px;margin:auto}.illustration-note{font-size:8px;letter-spacing:1.6px;display:block;margin-top:10px;color:var(--muted)}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.58fr) minmax(310px,1fr);gap:22px;align-items:start;scroll-margin-top:25px}.form-panel{background:var(--white);padding:28px;border-radius:22px}.panel-heading{display:flex;align-items:center;justify-content:space-between;gap:10px;border-bottom:1px solid var(--line);padding-bottom:23px;margin-bottom:26px}h2{margin:0;font-size:22px;letter-spacing:-.6px}.step-caption{font-size:9px;letter-spacing:1.4px;color:var(--muted);white-space:nowrap}.step{display:inline-grid;place-items:center;width:25px;height:25px;border-radius:50%;background:#eef4f1;font-size:12px;margin-right:8px}.types{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.type-card{border:1px solid var(--line);border-radius:12px;position:relative;padding:14px 12px;display:flex;flex-direction:column;cursor:pointer;min-height:165px;transition:background .15s,border-color .15s}.type-card:has(input:checked){background:#eff8e5;border-color:#487843}.type-card:has(input:focus-visible){outline:3px solid #247b80;outline-offset:3px}.type-card input{position:absolute;opacity:0;width:1px;height:1px;top:15px;left:15px}.type-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}.type-symbol{font-size:23px;line-height:1}.radio-dot{width:15px;height:15px;border:1px solid #b4c5bd;border-radius:50%;background:#fff}.type-card:has(input:checked) .radio-dot{border:4px solid var(--ink)}.type-card strong{font-size:12px;line-height:1.5}.type-desc{font-size:10px;line-height:1.5;color:var(--muted);margin:5px 0 12px}.rate{font-size:12px;font-weight:700;margin-top:auto}.area-fieldset{margin-top:30px}.area-line{display:flex;align-items:center;justify-content:space-between;margin-bottom:15px}.muted{font-size:12px;color:var(--muted)}.area-number{display:flex;align-items:center;gap:9px;padding:7px 12px;background:#f1f5f3;border:1px solid var(--line);border-radius:9px}.area-number input{width:57px;border:0;background:none;color:var(--ink);font-size:22px;font-weight:700;padding:2px;text-align:right}.area-number span{font-size:13px;color:var(--muted)}input[type=number]{appearance:textfield;-moz-appearance:textfield}input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{appearance:none;margin:0}input[type=range]{width:100%;accent-color:var(--ink);height:20px;cursor:pointer;margin:0}.range-labels{display:flex;justify-content:space-between;font-size:10px;color:var(--muted);margin-top:5px}.extras-fieldset{margin-top:30px}.extras-fieldset legend{margin-bottom:7px}.extra-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:15px 0;border-bottom:1px solid #edf1ee;min-height:73px}.extra-row strong{font-size:13px;font-weight:600}.extra-row small{display:block;font-size:10px;color:var(--muted);margin-top:5px}.counter{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;overflow:visible;flex-shrink:0}.counter button{background:none;border:0;width:34px;height:36px;font-size:19px}.counter input{width:30px;text-align:center;border:0;border-radius:3px;color:var(--ink);padding:5px 0;font-size:13px;background:none}.check-row{position:relative;cursor:pointer}.check-row input{position:absolute;right:5px;opacity:0;width:1px;height:1px}.toggle{width:39px;height:23px;border-radius:20px;background:#dce5df;padding:3px;flex-shrink:0}.toggle:before{content:'';display:block;background:white;width:17px;height:17px;border-radius:50%;box-shadow:0 1px 3px #0001;transition:transform .15s}.check-row input:checked+.toggle{background:var(--ink)}.check-row input:checked+.toggle:before{transform:translateX(16px)}.check-row input:focus-visible+.toggle{outline:3px solid #247b80;outline-offset:4px}.reset-button{background:none;border:0;padding:0;margin-top:22px;font-size:12px;color:var(--muted);text-decoration:underline;text-underline-offset:3px;min-height:32px}.summary-panel{background:var(--ink);color:white;border-radius:22px;padding:28px;position:sticky;top:22px;overflow:hidden}.summary-top{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:27px}.summary-top .eyebrow{margin:0;color:#c9d9d5;font-size:9px;letter-spacing:1.4px}.estimate-tag{font-size:9px;border:1px solid #517071;border-radius:20px;padding:6px 9px;white-space:nowrap}.summary-panel h2{font-size:19px;font-weight:500;letter-spacing:-.3px}.quote-subtitle{font-size:12px;color:#bbd1cc;margin:12px 0 0}.total{font-size:clamp(34px,3.8vw,50px);letter-spacing:-1.5px;line-height:1.1;font-weight:700;margin:16px 0 26px;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.currency{color:var(--green);font-size:.65em;font-weight:400}.breakdown{display:grid;gap:12px;border-top:1px solid #385d5e;padding:21px 0;font-size:11px;color:#d5e5df;min-height:67px}.breakdown-row{display:flex;justify-content:space-between;gap:15px;align-items:baseline}.breakdown-row span:first-child{max-width:70%;line-height:1.55}.breakdown-row span:last-child{white-space:nowrap;color:white}.summary-result{display:flex;justify-content:space-between;border-top:1px solid #385d5e;padding-top:18px;font-size:13px}.summary-result strong{font-weight:600}.minimum-note{font-size:10px;color:#bbd1cc;line-height:1.65;margin:13px 0 25px}.primary-button{display:flex;justify-content:space-between;align-items:center;width:100%;border:0;padding:15px 18px;font-size:13px;font-weight:700;background:var(--green);color:var(--ink);border-radius:10px;min-height:48px}.primary-button span{font-size:19px}.secondary-actions{display:flex;justify-content:space-between;gap:8px;margin-top:9px}.secondary-actions button{border:0;background:transparent;color:#d4e4de;text-decoration:underline;text-underline-offset:4px;font-size:10px;min-height:37px;padding:0 3px}.demo-note{display:flex;gap:10px;border-top:1px solid #385d5e;margin-top:19px;padding-top:18px;color:#bfd2cc}.demo-note>span{font-size:18px}.demo-note p{font-size:10px;line-height:1.65;margin:0}.demo-note strong{font-weight:600;color:#ebf4ef}.summary-decoration{position:absolute;right:-12px;bottom:-32px;font-size:150px;line-height:1;opacity:.025;pointer-events:none}.action-status{font-size:11px;color:var(--green);line-height:1.5;min-height:0;margin:0}.action-status:not(:empty){margin-top:13px}.share-panel{margin-top:15px;font-size:11px}.share-panel label,.share-panel small{display:block;line-height:1.6}.share-panel input{display:block;width:100%;min-width:0;margin:8px 0;padding:10px;border-radius:6px;border:1px solid #698d86;background:#234d4e;color:white;font-size:11px}.share-panel small{color:#bbd1cc;font-size:10px}.field-error{font-size:12px;color:var(--error);margin:12px 0 0;line-height:1.5}.summary-error{font-size:12px;line-height:1.6;color:#ffd6c4;background:#fff1;padding:12px;border-radius:8px}.explanation{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:28px;padding:47px 0}.explanation h2{font-size:24px;line-height:1.25;max-width:240px}.explanation .eyebrow{font-size:8px;letter-spacing:1.2px;margin-bottom:12px}.rule{border-left:1px solid var(--line);padding-left:22px}.rule>span{display:block;font-size:11px;color:#548478;margin-bottom:15px}.rule h3{font-size:13px;margin:0 0 11px;font-weight:700}.rule p{font-size:11px;line-height:1.8;color:var(--muted);margin:0}.footer{border-top:1px solid var(--line);padding-top:22px;padding-bottom:24px;display:flex;align-items:center;gap:28px;font-size:10px;color:var(--muted)}.footer-brand{font-size:23px;font-weight:700;color:var(--ink)}.footer p{line-height:1.7;margin:0}.footer a{margin-left:auto;text-decoration:none;min-height:36px;display:flex;align-items:center}.sr-only,.skip{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip:focus{position:fixed;z-index:99;width:auto;height:auto;padding:15px;margin:8px;background:white;clip:auto}.noscript{border:1px solid var(--line);padding:20px;font-size:14px}[hidden]{display:none!important}
@media(min-width:1400px){.intro{padding-top:45px}.intro h1{font-size:64px}}
@media(max-width:1000px){.wrap{padding-left:22px;padding-right:22px}.form-panel,.summary-panel{padding:22px}.calculator-layout{grid-template-columns:minmax(0,1.4fr) minmax(290px,1fr);gap:16px}.types{gap:7px}.type-card{padding:12px 9px}.type-card strong{font-size:11px}.step-caption{display:none}.explanation{gap:18px}.rule{padding-left:15px}.top-note{display:none}}
@media(max-width:760px){.topbar{height:76px;gap:16px}.brand{font-size:28px}.brand-icon{font-size:30px}.demo-tag{font-size:10px;padding:7px 10px}.intro{padding:30px 0 27px;grid-template-columns:1fr}.intro h1{font-size:48px;letter-spacing:-2px}.intro-copy{font-size:14px}.illustration{display:none}.calculator-layout{grid-template-columns:1fr;gap:18px}.summary-panel{position:relative;top:auto}.form-panel{padding:23px 20px}.summary-panel{padding:25px}.summary-top{margin-bottom:24px}.total{font-size:48px}.explanation{grid-template-columns:1fr;gap:23px;padding:34px 0}.explanation h2{max-width:none;font-size:25px}.rule{padding-left:18px}.rule>span{float:left;margin-right:12px;margin-bottom:0}.rule h3{font-size:14px}.rule p{font-size:12px}.footer{flex-wrap:wrap;gap:12px 20px}.footer a{margin-left:0;width:100%}.types{gap:7px}.type-card{min-height:174px}.type-card strong{font-size:11px}.type-desc{font-size:10px}.type-card .rate{font-size:11px}.intro-pills{gap:10px;font-size:10px}.breakdown{font-size:12px}.minimum-note,.demo-note p{font-size:11px}.secondary-actions button{font-size:11px;min-height:44px}.counter button{width:38px;height:42px}.counter input{width:32px}.reset-button{min-height:44px}.check-row{min-height:78px}}
@media(max-width:370px){.wrap{padding-left:14px;padding-right:14px}.form-panel{padding:20px 14px}.demo-tag{font-size:9px}.type-card{padding:11px 7px}.type-card strong{font-size:10px}.types{gap:5px}.intro h1{font-size:43px}.desktop-break{display:none}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{transition:none!important;scroll-behavior:auto!important}}
@media print{@page{size:A4;margin:18mm}body{background:white;color:black}.wrap{max-width:none;padding:0}.topbar{height:auto;padding-bottom:16px;border-color:#bbb}.top-note,.intro,.form-panel,.explanation,.footer,.summary-actions,.share-panel,.summary-decoration,.skip,.action-status{display:none!important}.calculator-layout{display:block}.summary-panel{position:static;background:white;color:black;padding:24px 0;border-radius:0;overflow:visible}.summary-top .eyebrow,.quote-subtitle,.minimum-note,.demo-note,.demo-note strong,.breakdown,.breakdown-row span:last-child{color:#333}.breakdown,.summary-result,.demo-note{border-color:#bbb}.total{font-size:48px}.currency{color:black}.summary-top{margin-top:10px}.demo-note{max-width:500px}.estimate-tag{border-color:#888}.summary-panel h2{font-size:24px}.demo-note p,.minimum-note{font-size:12px}}